FREE TAX TOOL

HRA Exemption Calculator 2026

Estimate your HRA exemption using salary, HRA received, rent paid and city category.

Enter Annual Details
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ESTIMATED HRA EXEMPTION ₹0 Lowest eligible amount under the three-part calculation
HRA Actually Received ₹0
Estimated Exempt HRA ₹0
Estimated Taxable HRA ₹0
Salary Used ₹0
HRA Exemption Comparison
1. Actual HRA Received ₹0
2. Rent Paid − 10% of Salary ₹0
3. 40% of Salary ₹0
Lowest Amount = Estimated Exemption ₹0
How it is calculated:
HRA exemption is estimated as the lowest of: actual HRA received; rent paid minus 10% of salary; or 50% of salary for Delhi, Mumbai, Kolkata and Chennai / 40% for other cities.
Important: This calculator is for estimation only. HRA tax treatment depends on the applicable tax regime, eligibility, salary definition and current income-tax rules. DA should be included only where it forms part of salary for retirement benefits.
Free calculator by PayslipInfo.com